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Taiwan Brief

Living in Taiwan, explained properly.

ARC, banking, health insurance, tax and housing — written for people who actually have to do it, and sourced from the published rules.

Banking

Opening a Bank Account in Taiwan: ARC, Seals and Which Branch Says Yes

What foreigners actually need to open a Taiwanese bank account — the two-document rule, the personal seal question, why branches differ, and the post office fallback.

open bank account taiwan — Read guide

What's in this guide

  • With an ARC, opening an account is routine; without one, your options narrow sharply and depend on the bank's discretion.
  • Expect to be asked for two forms of ID and possibly a personal seal (chop) — some banks still prefer one to a signature.
  • Policies differ branch by branch, not just bank by bank. If one branch refuses, another branch of the same bank may not.

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